You deserve a bookkeeping and tax partner who makes the numbers feel simple — not stressful. At Thrive MB, our services are designed to meet you exactly where you are, without judgment, confusion, or surprise fees. From catch-up work to ongoing monthly support, payroll, and tax preparation, we help you stay on track and in control of your business finances.
Services We Offer
Thrive MB Accounting Services
Bookkeeping Services
Thrive Mobile Bookkeeping provides ongoing monthly and quarterly bookkeeping services for small businesses that want accurate records, clear reporting, and dependable financial organization. Services are tailored to your business needs and designed to support informed decision-making throughout the year.
Whether you are established, growing, or transitioning from managing your own books, bookkeeping services are structured to bring clarity, consistency, and confidence to your financial records.
Monthly Bookkeeping
Best for businesses with regular transactions or those who want up-to-date financial information throughout the year.
Monthly services may include:
Transaction categorization and review
Bank and credit card reconciliations
Monthly Profit & Loss and Balance Sheet reports
Coordination with payroll and tax preparation
Ongoing financial organization and review
Quarterly Bookkeeping
A good fit for businesses with lower transaction volume or those who need periodic financial oversight rather than monthly reporting.
Quarterly services may include:
Quarterly transaction review and reconciliation
Financial statements prepared each quarter
Review for accuracy and consistency
Coordination to support tax planning and compliance
Industry Experience
Thrive Mobile Bookkeeping has experience working with a range of small business types and service-based industries, including:
Mental health therapy and healthcare-related practices
Massage therapists and bodywork professionals
Hair stylists and personal care service providers
Local restaurants and food service businesses
Skating rinks and recreational facilities
Real Estate Professionals
Nonprofit Organizations
Lawn maintenance and landscaping companies
Construction and trade-based businesses
Outdoor lighting and specialty service providers
Coaching, consulting, and other professional service businesses
This experience allows bookkeeping services to be tailored with an understanding of industry-specific workflows, reporting needs, and common financial challenges.
Important Notes
Bookkeeping services are customized based on your business needs, transaction volume, and level of support required.
Cleanup or catch-up services may be recommended if records are incomplete or inconsistent.
Bookkeeping services focus on financial organization and reporting and do not include legal or tax advisory services.
Getting Started
Bookkeeping services begin with a consultation to review your business, assess current records, and determine the appropriate service level.
Tax Return Preparation
Thrive Mobile Bookkeeping provides professional tax return preparation services for individuals and businesses, with a focus on accuracy, compliance, and clear communication. Services are designed to help clients meet filing requirements confidently while understanding how tax decisions affect their overall financial picture.
Tax preparation services are available for federal and all 50 state tax returns.
Individual Tax Return Preparation
Preparation and filing support for individuals with straightforward or complex tax situations.
Individual services may include:
Federal individual income tax returns
State income tax returns (all 50 states)
Review of income documents, deductions, and credits
Filing status and residency review
Identification of potential issues prior to filing
Active Duty Military Tax Preparation
Specialized tax preparation support for Active Duty military members and their families, including an understanding of military-specific pay, benefits, and filing considerations.
Military tax services may include:
Federal and multi-state tax return preparation
Review of military income, allowances, and benefits
State residency and domicile considerations
Filing support for service members stationed outside their home state
Coordination of tax filings during deployments or relocations
This experience helps ensure accurate filings while reducing stress during already demanding circumstances.
Business Tax Return Preparation
Tax preparation for small businesses across various entity types.
Business services may include:
Federal business income tax returns
State business tax returns (all 50 states)
Schedule C (sole proprietors)
Partnership and S-corporation returns
Coordination of business and owner tax considerations
Multi-State Filing Support
Support for clients with filing requirements in more than one state.
Multi-state services may include:
Review of state filing obligations
Preparation of required state tax returns
Coordination to ensure accurate and compliant filings across jurisdictions
Important Notes
Tax preparation services are based on information provided by the client.
Bookkeeping cleanup or correction may be required prior to filing if records are incomplete or inaccurate.
Ongoing tax planning or advisory services are discussed separately.
Getting Started
Tax return preparation begins with a consultation to review your filing needs, documentation, and applicable state requirements.
Clean up/Catch Up Bookkeeping Services
Catch-up and clean-up bookkeeping services are designed for businesses that need help bringing their financial records up to date, correcting errors, or restoring clarity before moving forward.
Thrive Mobile Bookkeeping provides structured, judgment-free support to help untangle past bookkeeping issues and create a reliable foundation for accurate reporting, compliance, and informed decision-making.
Who This Service Is For
This service is a good fit if:
Bookkeeping is behind or incomplete
Records were previously maintained inconsistently
Financial reports don’t align with bank activity
You’re preparing for tax filing, financing, or a transition to ongoing bookkeeping
You’re considering ongoing bookkeeping services and need an assessment of current records
Review of Financial Records for Prospective Clients
For new or prospective clients, this service may include a high-level review of existing financial records to assess accuracy, consistency, and overall condition. This review helps identify gaps, issues, or clean-up needs and supports informed decisions about next steps and appropriate services.
Important: This review is advisory in nature and does not include transaction corrections or clean-up unless separately agreed upon.
Catch-Up / Clean-Up Services May Include
Review of existing bookkeeping records
Transaction categorization and correction
Bank and credit card reconciliation
Identification and resolution of discrepancies
Clean-up of prior periods as needed
Preparation of accurate financial reports
Important Notes
Catch-up and clean-up services focus on correcting and organizing past records.
This service does not include ongoing monthly or quarterly bookkeeping unless agreed upon separately.
The scope of work depends on the timeframe and condition of records provided.
Getting Started
Catch-up and clean-up services begin with a consultation to review your records, assess the scope of work, and determine appropriate next steps.
Payroll Services
Payroll services designed to help small businesses pay employees accurately, stay compliant with payroll requirements, and reduce the stress of managing payroll details.
Thrive Mobile Bookkeeping provides dependable payroll support for businesses that want consistency, accuracy, and confidence that payroll obligations are handled correctly and on time.
Who This Service Is For
Payroll services are a good fit if:
You have employees or contractors and need reliable payroll processing
Payroll filings and deadlines feel overwhelming or time-consuming
You want accurate records to support bookkeeping and tax preparation
You want to reduce the risk of payroll errors or missed filings
Payroll Services May Include
Payroll processing based on approved hours and pay rates
Paycheck and direct deposit coordination (as applicable)
Calculation and tracking of payroll taxes
Preparation and filing of required payroll tax forms
Coordination of payroll records with bookkeeping systems
Support for new hires, terminations, and payroll changes
Important Notes
Payroll services are based on information provided by the client, including hours worked and pay rates.
Payroll tax payments and filings are handled according to agreed-upon scope and schedule.
Human resources services, benefits administration, and legal compliance advice are not included.
Getting Started
Payroll services begin with a consultation to review your payroll structure, frequency, and compliance needs.
Business Development Support
Business Development Support is designed for small business owners who want guidance navigating business decisions, improving processes, and building a solid foundation for growth—without feeling overwhelmed or unsure of next steps.
Thrive Mobile Bookkeeping provides practical, experience-based support to help business owners move forward with clarity, confidence, and compliance.
Who This Service Is For
This service is a good fit if:
You are starting a new business and want help setting things up correctly
You want guidance understanding how business structure impacts taxes and operations
You need support reviewing records or processes before moving forward
You want a knowledgeable partner to help you make informed business decisions
Business Start-Up Support
Support for new business owners who want to establish their business correctly from the beginning.
Start-up services may include:
Guidance on business formation options
Preparation and submission of Secretary of State business filings
Assistance with IRS business classification filings (EIN, entity elections, and related forms)
Coordination of required business registrations
Review of initial bookkeeping and record-keeping setup
Note: Legal advice is not provided. All filings are prepared based on information provided by the client.
Ongoing Business Development Support
Support for established businesses seeking clarity, organization, and informed decision-making.
Services may include:
Review of existing financial records for prospective or current clients
High-level assessment of business processes and workflows
Identification of gaps, inconsistencies, or improvement opportunities
Guidance on next steps related to bookkeeping, payroll, or tax preparation
Support for business changes, transitions, or growth planning
Important Notes
Business Development Support is advisory and administrative in nature.
This service does not replace legal or tax advisory services.
Bookkeeping cleanup or ongoing services may be recommended depending on the condition of existing records.
Scope of services is determined during the consultation.
Getting Started
Business Development Support begins with a consultation to understand your business, assess needs, and determine appropriate next steps.
Therapy Practice Billing Support
Therapy Billing Support is designed to help mental health and healthcare-related practices manage billing processes accurately, stay compliant, and reduce the administrative burden that often pulls focus away from client care.
Thrive Mobile Bookkeeping provides reliable billing support grounded in experience working with ABA therapy, occupational therapy (OT), physical therapy (PT), speech therapy, and mental health practices.
Who This Service Is For
This service is a good fit if:
You operate a mental health or therapy-based practice
You provide services such as ABA therapy, OT, PT, or speech therapy
Billing tasks are taking time away from client care
Claims tracking, payments, or follow-ups feel overwhelming
You want clearer records and more consistent billing processes
Therapy Billing Support May Include
Submission and tracking of insurance claims
Payment posting and reconciliation
Review and follow-up on denied or unpaid claims
Coordination with practice management and billing software
Support with billing-related documentation and reporting
Ongoing organization of billing records
Practice Types Served
Therapy Billing Support is available for a range of therapy and wellness practices, including:
Mental health counseling and behavioral health practices
Applied Behavior Analysis (ABA) therapy practices
Occupational therapy (OT) practices
Physical therapy (PT) practices
Speech-language pathology and speech therapy practices
Other healthcare-related service providers
Important Notes
Therapy Billing Support is administrative in nature and does not include clinical services.
Coding accuracy depends on documentation provided by the practice or clinician.
This service does not include credentialing, contract negotiation, or legal advice unless separately agreed upon.
Getting Started
Therapy Billing Support begins with a consultation to review your practice structure, billing needs, and current processes.
“As a military spouse, taxes can be confusing with moves, multiple states, and different rules. Joyce made everything simple. She helped me choose the best option to save the most money — and she even came to my house so I didn’t have to take my baby out. Amazing service.”
Trusted by clients for over a decade.
Here’s what small business owners, military families, and long-time customers say about working with Thrive MB.
“Joyce has handled our taxes for over 10 years — through military moves, multiple states, and even the launch of my first business. She took the time to educate us, helped us understand our bookkeeping, and always made sure nothing fell through the cracks. Highly recommend.”
“She’s the only person I trust with my taxes. Has been for years.”